Loan
Flexible financing solutions designed to help members achieve their personal, business, and financial goals.
Our Loan Products
Choose the loan that fits your needs
Short-Term Loan
Quick financing for immediate personal or business needs with flexible repayment options.
Features:
- Quick loan approval
- Flexible repayment options
- Minimal documentation
- Suitable for urgent financial needs
Eligibility:
- Active society member
- Valid income proof
- Satisfactory repayment capacity
Documents Required:
- Identity Proof (Aadhaar/PAN)
- Address Proof
- Income Proof
- Passport Size Photograph
Medium-Term Loan
Ideal for business growth, equipment purchase, or planned financial requirements.
Features:
- Affordable EMI options
- Flexible repayment tenure
- Competitive interest rates
- Ideal for planned financial requirements
Eligibility:
- Active society member
- Stable source of income
- Good credit history
Documents Required:
- Identity Proof
- Address Proof
- Income Proof
- Bank Statement (Last 6 Months)
Long-Term Loan
Finance major investments with extended repayment tenure and affordable EMIs.
Features:
- Higher loan amount eligibility
- Extended repayment period
- Competitive interest rates
- Suitable for major financial investments
Eligibility:
- Active society member
- Regular income source
- Acceptable credit profile
Documents Required:
- Identity Proof
- Address Proof
- Income Proof
- Property/Asset Documents (if applicable)
Cash Credit
A flexible working capital facility that provides easy access to funds as per your business needs.
Features:
- Flexible working capital finance
- Withdraw funds as required
- Interest charged on utilized amount
- Supports day-to-day business operations
Eligibility:
- Active society member
- Existing business operations
- Satisfactory financial records
Documents Required:
- Business Registration Proof
- PAN Card
- GST Registration (if applicable)
- Bank Statements & Financial Documents
Loan Against Deposit
Unlock the value of your deposit without breaking your investment. Get quick funds while your deposit continues to earn interest.
Features:
- Loan against Deposit
- Competitive interest rates
- Quick loan processing and disbursal
- Continue earning interest on your deposit
Eligibility:
- Active society member
- Deposit holder with the society
- Deposit should be active and lien-markable
Documents Required:
- Deposit Receipt
- Identity Proof
- Address Proof
- Loan Application Form
Loan Against Deposit
Interest Rate
11-13% p.a.
Max Amount
Up to ₹8 Lakhs
Tenure
12 to 60 months
Features:
- Fast approval process
- Higher loan eligibility
- Continue earning deposit interest
- Minimal documentation
Eligibility:
- Active FD/RD holder
- Deposit pledged as security
- Active member of society
Documents Required:
- Admission letter
- Fee structure
- Co-applicant income proof
- Academic records
Calculate Your Loan EMI
Plan your finances with our easy-to-use loan calculator
Loan Summary
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